Business plan for daily rent of apartments, insurance. Business idea: renting out an apartment

  • 1 How much can you earn from rent?
  • 2 Where to start a business: what documents are needed and what can be rented out
    • 2.1 We legalize business
    • 2.2 Select the ones you need OKVED codes
  • 3 Preparing the apartment for rent
    • 3.1 Where to buy an apartment for rent
  • 4 How to compare income and expenses
  • 5 Protecting ourselves from risks
  • 6 Tips for running a successful business

Are you planning to rent out an apartment, but don't know where to start? Or are you looking for a way to make money from rental properties and thinking through possible strategies, but nothing attracts you? Are you afraid that you won't have a regular income?

Renting out an apartment or other housing is profitable because it provides a stable income. If the property is sold, the profit will be one-time. Therefore, we suggest paying attention to this way of generating additional income. We will tell you in detail about renting out an apartment, what you need to pay attention to first, and how to turn this idea into a stable business.

How much can you earn from rent?

Income from renting out an apartment in the regions will differ. In Moscow and St. Petersburg you can get from 20 to 30 thousand rubles for a one-room apartment in a residential area. In cities with a population of over a million or more, you can get about 15 thousand rubles for a one-room apartment in the center and 10-12 for an apartment in a residential area. In regional centers with a population of about 500 thousand people - 8 thousand rubles for an apartment in good condition.

In a small city, in 5 years you can earn about 480 thousand rubles by renting an apartment, in large cities - about 900 thousand rubles, in Moscow and St. Petersburg 1.5 million rubles.

If the apartment is located in a prestigious area and has a modern renovation, then its rent is more expensive. Thus, renting a two-room apartment in the Tverskoy district of Moscow costs 140 thousand rubles a month, and in the Mitino district - 40 thousand rubles. In both cases, the nearest metro station is 700 meters away.

Two-room and three-room apartments are less in demand, but they can also be rented out. If, for example, a three-ruble note is located near a university, then you can rent it out to students. This way you will find permanent residents and receive regular income.

Living on the money you receive for renting an apartment is quite possible. To cover basic needs, one person needs an average of 20 thousand rubles per month. This is enough to pay for the utilities of your apartment, purchases products. To purchase clothes, new household appliances and relax, income must be more. In Moscow, St. Petersburg and cities with a population of over a million, the minimum amount will be higher.

To cover the expenses of one person, you need to donate:

  • 1 apartment in Moscow;
  • 2 apartments in St. Petersburg;
  • 2-3 apartments in cities with a population of over a million;
  • 3-4 apartments in regional centers with a population of about half a million.

This scheme will work if decent tenants are found and the apartment will not be empty. This may take several years. Let’s look in detail at how to properly organize a business renting apartments.

Where to start a business: what documents are needed and what can be rented

How to make money renting housing? First of all, let's figure out what can be rented:

  • a room in an apartment;
  • apartment;

If you have property that was inherited, then you can start renting it out. If there is no available apartment, you can purchase it with your savings, or take out a consumer loan or mortgage.

Consumer loan is a loan provided to citizens for the purchase of various items or large items: mobile phone, household appliances, furniture, cars, housing.

A mortgage loan is a targeted housing loan issued against purchased real estate as collateral. You can also mortgage your existing property. A mortgage is several times the amount of a consumer loan. If the borrower cannot pay the debt, then the bank becomes the owner of the mortgaged property.

Can't get a mortgage, but want to increase your savings by investing in real estate? We invite you to familiarize yourself with such a strategy as making money on sublease an apartment. From one apartment you can receive several times more than that the amount you pay for its rent.

We legalize business

You have an apartment, all you have to do is start renting it out. You should take into account that you will have to pay tax for renting an apartment. If you hide income, you will not only have to pay tax, but also a fine of 40% of it. Plus for failure to submit a tax return - 5-30% for each month of delay.

There are several ways to process tax payments:

The first is to enter into an agreement as an individual . In this case, you will pay 13% on the income received.

The second is to register an individual entrepreneur:

  1. By simplified systemthe tax will be 6%. By April 30 of each year, you will need to file an income tax return and pay tax every quarter.
  2. Get a patent. It is purchased for a calendar year. Its cost is not fixed, it is calculated individually as a percentage of expected income. However, the final amount depends on the area of ​​the apartment and the region.

For example, in Moscow, a patent for a one-room apartment with an area of ​​50 square meters costs 12,600 rubles. The tax will also be 6%. In this case, the tax is paid in advance. Within 90 calendar days it is necessary to pay 1/3 of the amount from the date of purchase of the patent, until the end of the patent's validity period - the remaining 2/3.

Basically, earnings from renting apartments are legalized in Moscow and St. Petersburg. If you live in another city and think that submitting information to the tax office is a waste of time, it would be a good idea to play it safe. Envious neighbors or even friends or relatives can tell you where to go. When your income is legalized, you don't have to worry about this.

Select the required OKVED codes

When registering an individual entrepreneur, you need to indicateOKVED codes(all-Russian classifier of types of economic activities). The following codes will suit you:

  • 68.20 - Rent and management of own or leased real estate;
  • 68.20.1 - Rent and management of own or leased residential real estate;
  • 70.20 - Renting out your own real estate;
  • 70.20.1 - Renting out your own residential real estate.

Find out how else you can get real estate income.

Preparing the apartment for rent

Most often, apartments are rented furnished. Some have a complete set necessary for a comfortable life, while some have a minimal set. Empty apartments are less often rented out, but they are also in demand.

Let's figure out what should be in the apartment so that you can rent it out.

A fresh finish is desirable. If you don't have one now, make sure it's in good condition. If you are making repairs, then take materials with a reserve. Wallpaper may lose its character in some places appearance and even peel off and the tiles break off. In such cases, you can quickly eliminate the resulting defects.

Interior doors can be supplied both cheap and expensive. In the first case, replacing them will not require a lot of money, but in the second, it will be difficult to damage them. It is better to install an expensive entrance door; it will last longer.

Install foreign plumbing, preferably Finnish brands. They have budget options that will last a long time.

At a minimum, the apartment should have the following household appliances:

  1. Fridge;
  2. Kitchen stove;
  3. Washing machine.

With this set you can already look for tenants. You will find them faster if the apartment also has:

  1. Microwave;
  2. Iron and ironing board;
  3. Electric kettle;
  4. TV;
  5. Wi-Fi router;
  6. Hairdryer

The Internet is an integral part of life. You can provide the apartment you will be renting out with Internet and television or just the Internet and install a Wi-Fi router. It’s better to hide the wires right away. Select the tariff with the maximum speed. If residents have several computers and phones, then the speed will not drop so much. New residents will not need to think about what kind of Internet to install, and new wires will not be constantly installed in your apartment.

Furniture in the apartment should include:

  1. Sofa bed or double bed. If the area is large, then it is better to install a bed. If the apartment is small, then the sofa will come in handy.
  2. Spacious closet.
  3. Desk and chair.
  4. Wall shelves for little things.
  5. Kitchen set, table and chairs.
  6. Bedside tables. An optional element, but it creates comfort.
  7. Dresser. Also an optional element, especially if the closet is large.

If you do not have the opportunity to renovate the apartment and buy new furniture, rent out the apartment in the condition and with the furniture that you have. The main thing is that it is in good condition and can be used.

Where to buy an apartment for rent

Are you buying an apartment to rent it out? First of all, pay attention to the area and study the “tenant” market. This way you will have a constant flow of tenants, and the apartment will not be empty.

For example, in Moscow people prefer to rent apartments in the east, southeast and south of the city. Experts explain this by the fact that rent there is inexpensive compared to other areas of the capital.

“Districts occupy such a low rating,primarily due to the complexity transport accessibility and because they were built, and are still being built, on territories “recaptured” from industrial zones,” she explainedMaria Zhukova, first deputy director of the MIEL-Arenda company.

Source

It is not necessary to have several apartments to generate income from rent. if you have Vacation home, hand it over. There are several ways to make a stable profit: find out how to make apartment building business plan.

How to compare income and expenses

If you take out a mortgage on an apartment, the rental amount must be such as to cover the monthly payment and public utilities. Otherwise, this business will work at a loss. If you doubt that this method of earning money is suitable for you, we suggest that you familiarize yourself with otherideas for generating income from real estate.

Protecting ourselves from risks

Any business is associated with risks, including the apartment rental business. To protect yourself from them, you need to know them by sight.

“A landlord’s biggest fear is fire or flooding. A common situation that homeowners have to deal with is property damage. For example, a family moves into an apartment in which the children are allowed to do everything: draw on the wallpaper, ride a bicycle along the corridor, cut furniture. Or one more real case— the students who rented housing managed to break not only some of the equipment, but also all the dishes, the toilet and stained glass windows in all the doors. After such residents, they have to make cosmetic repairs in the apartment and change the furniture,” notes General Director of VSN Realty Yana Glazunova.

Source

Necessarily create a rental agreement template. It will allow you to avoid many difficult moments. Indicate the security deposit amount and in what cases it is returned to the tenants. If you were warned 2 or 3 months in advance that they would be moving out, there are no debts for the guests, and the furniture and equipment in the apartment remain in good condition, you can return this money.

In it, indicate the cost, payment term, all furnishings in the apartment and fines for damage to property. Residents will be careful during their stay, and you won’t have to guess what condition the apartment is in if you couldn’t check it this month. Experts recommend getting to know people better before renting out housing to them and drawing up a contract.

For better clarity, we have summarized all the risks and tips for reducing them in a table:

Risk Advice
Sublease Realtors or entrepreneurs who plan to rent out your apartment on a daily basis may contact you. If you are satisfied with this option, draw up an agreement.

Are you being asked not to draw up a contract? Don't agree. In case of disagreements or problems, you will not do anything without an agreement.

Several residents instead of one Write down the passport details of the tenants and their full names in the contract. For example, if a young man lived in an apartment and a girl moved in with him, draw up the contract again.
Tax If you don't pay taxes on your rental earnings, you could be fined. Registering an individual entrepreneur or concluding an agreement for an individual will help to avoid this.
Debts for utilities State in the contract that residents are required to provide meter readings and pay for utilities.

If you have time, come every month to the residents to take meter readings and pick up all receipts and money for housing and communal services.

Damaged furniture and equipment In the contract, specify what furniture and equipment is in the apartment, and also indicate penalties for damaging them. Additionally, print and laminate the information with fines and hang it in a visible place.

For example, if the tenants broke the washing machine, you can take the money from the security deposit. If the contract states that the repair of equipment is paid for by the tenants, then you have the right to demand this money from them.

Non-payment of rent If tenants are just moving in and ask for a deferment until next month, don’t agree. There is a high probability that they will move out without paying and leave behind debts for housing and communal services.

If tenants have been renting your apartment for a long time, take a receipt from them in which they indicate the date of repayment of the debt. Write such cases in the contract. You can also specify a penalty for late payment. Such measures discipline residents.

“It is very important to know employers well, to know who lives and how, including taking into account the mentality of different peoples. It is also important to understand that much depends on the class of housing. If an apartment costs 100 thousand a month, then, most likely, these are completely different Asian residents than those for 20-30 thousand,” noted the owner of his own apartment bureau, Alexander Kharybin.

Source

We have discussed in detail how to rent out an apartment, what pitfalls you may encounter and what you need to pay attention to. Let us give you some more tips:

  1. Consider the location and tenant needs. Is the housing located far from the bus stop, but is there a kindergarten and school nearby? Indicate in the ad that you will rent out housing to a married couple with children. The apartment will not be empty for a long time.
  2. Three-room apartments are the most difficult to rent out. If it sits idle for a long time, renovate it and rent it out room by room. Young people cannot always afford to rent a one-room apartment, but a room may be affordable for them.
  3. Do not delay repairs before renting out the apartment. Every month of downtime is lost money for you.

Do you want to ensure a comfortable old age for yourself? Buy an apartment, for example, in Berlin and also rent it out. In Germany, it is not customary to have your own home; about 80% of Germans live in rented apartments.You can find out how to buy an apartment in Berlin here.

Real estate - good way not only save your savings, but also increase them. You just need to know how to do it correctly. You will have constant passive income, which you can increase, because you already have all the necessary knowledge!

Professional business plans

Daily rental of apartments is increasingly gaining popularity among landlords. This is due to the increased profitability compared to renting out housing for long term. Service popular with business travelers, part-time students, tourists, couples with children, for whom a hotel may not be affordable, and a hostel may be unacceptable for a number of reasons.

Let's look at the details of this business one by one.

Dear readers! Our articles talk about typical solutions legal issues, but each case is unique.

If you want to know how to solve exactly your problem - contact the online consultant form on the right or call the numbers below. It's fast and free!

Property options for rent

The most common option is renting out vacant housing. For example, relatives leave a free living space. If you have neither the desire nor the opportunity to sell it, organizing your own business and renting it profitably on a daily basis is not a bad idea.

A profitable investment of free capital would be the purchase of a separate apartment, specifically for the purpose of further rental. An obvious plus is that real estate always increases in price. In addition, in addition to insuring your own funds, you receive a stable and considerable income.

Sublease – re-letting of the lessor's property. For example, if a tenant rents a two-room apartment, he can rent out one room to other people on a daily basis, thereby saving, and in some cases completely recouping the money spent on rent. It is worth noting that this must be discussed with the owner of the property in advance and in all details.

In this material:

Renting apartments by the day as a business can provide a stable income, which will be many times greater than with long-term rentals. This is explained by the increased popularity of the service, because its cost is more affordable than a hotel room, so it will not be difficult to find clients. As a rule, apartments are rented daily by business people who come to the city for 1-2 days to resolve business issues, or by tourists who want to see the sights.

Features of “daily” delivery

Real estate has always been one of the most profitable sources of income, so most citizens prefer to invest their money in this economic niche. With the right approach, you can organize a stable business renting out apartments by the day, gradually expanding it and thereby increasing financial profit. You can do this in several ways:

  • rent out your own home;
  • rent real estate;
  • apply for a mortgage.

The best option is to rent out your own square meters for temporary use, but often beginning businessmen use real estate that they themselves have rented. Some citizens approach the issue globally and take out a mortgage, after which they begin to rent out the purchased apartment. Thus, the newly minted home owner provides himself with a constant income, which is enough not only to pay off the loan, but also for his own needs.

Renting an apartment daily as a business has the following advantages:

  1. Good income, which can be much higher than with long-term rent.
  2. You can use your own housing at almost any time, but if you rent out your housing monthly, you will have to wait until the end of the contract.
  3. If you plan to sell real estate, then while you are looking for buyers you can earn a little extra money by housing visiting people for a day or several days.
  4. If you cooperate with a real estate agency or several individual realtors, you will ensure a constant flow of clients, which means a stable income.
  5. There is no need to register as an individual entrepreneur, which reduces tax costs and increases profits.

Organizational aspects

It will not be possible to create a highly profitable business for renting out apartments without investments, because... To attract customers, it is necessary to give housing a “marketable appearance”.

The first thing you need to do is a high-quality and modern renovation. It is not necessary to purchase expensive fabric wallpaper and mahogany parquet, but you should not skimp on finishing materials either.

The furnishings in the apartment are extremely important: it should be attractive and cozy, because even when staying for a day, a person wants to relax in comfort. Each room should have all the necessary furniture and household appliances. In addition, clean bed linen, pillows, blankets and several towels should be prepared for temporary guests. Bathroom supplies, such as soap, toilet paper and shampoo, will also not be superfluous, because many tourists often forget basic personal hygiene products.

Another important condition for a comfortable stay for tenants is the availability of the necessary utensils in the kitchen. It is unlikely that they will prepare full dinners or lunches, but nevertheless, you need to take care of having a kettle, a pot, a frying pan, several plates, cutlery and other utensils. In addition, there must be:

  • fridge;
  • gas or electric stove;
  • dinner table;
  • trash bin and bags;
  • broom and dustpan;
  • dishwashing detergent and washcloth.

Search for tenants

When the apartment is ready, you can start looking for clients by placing advertisements in city newspapers, in social networks, on specialized Internet sites and street stands. As practice shows, applicants for temporary housing are most attracted to advertisements with real photographs of the apartment, so they must be taken. Advertising requires a lot of time, and in some cases, insignificant financial costs. But if you cover as many information sources as possible, you will be able to attract a huge number of tenants.

It should be noted that it is necessary to constantly distribute advertisements for renting your own apartment for daily rent in order to ensure a continuous flow of clients.

To save yourself from unnecessary hassle, it is recommended to contact a real estate agency. After concluding an agreement, professional realtors will independently post advertisements for daily rental housing and communicate with interested people. Inspection and actual delivery of apartments is carried out in the presence of their owners. The agency charges a small fee for its work, which can be a fixed amount or a percentage of the daily cost of living.

Despite all the advantages of working with professional realtors, most people who start a real estate business prefer to work independently, because... in this case they receive a higher income. It is not difficult to calculate the profitability of daily rental housing: for example, if you rent out a 2-room apartment at an average cost of 2,000 rubles, then the profit in 30 days will be 60,000 rubles. It is important to note that the level of earnings directly depends on the location of the property and its level of comfort.

Do not forget that the daily rental housing business, like any other type of activity, has pitfalls. Often you come across tenants who spoil or steal things, so before moving people in, it is recommended to conclude a formal agreement in order to receive compensation in the event of force majeure. In addition, the object and all property located in it should be insured.

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Some citizens consider renting out apartments as a source of income. For some it is more profitable to let tenants in for a long time and receive regular payments, while for others it is more profitable to rent them out on a daily basis for temporary use. The second option often brings more income and it is much easier to stop such a business. How easy is it really?

Options for starting a daily business

Any business relies on start-up capital. Therefore, you must first have a free apartment that will generate profit. You can start a business in one of the following ways:

  1. Own housing, located in the central area, rent out by the day, and then move to a cheaper one on the outskirts of the city. This option is a win-win, since you can stop the business at any time and return back.
  2. Buy an apartment with a mortgage and rent it out daily. This option will allow you to earn money on the loan fee and, under good circumstances, receive additional profit.
  3. Design long-term rental apartments from the owner and rent them out daily. To do this, you need to stipulate in the lease agreement the possibility of sublease, i.e. obtain the owner's consent. But then it is necessary to carefully calculate the economic benefits so that the workload and the income generated allow the monthly rent payment to be covered.

How to open a short-term apartment rental business?

The most popular way to provide daily housing is considered the third option in large cities and their central areas. At its core, daily rental of an apartment is equivalent to hotel conditions. Therefore, it is popular among tourists who do not want to stay in the city at the obviously overpriced hotels.

For the landlord, this option is beneficial in that the daily fee is 2-3 times higher than what is charged to residents renting an apartment for a long term. It is quite simple to implement such a business; all you need to do is have free living space and place an ad on popular real estate resources.

How profitable a business will be is influenced by the following factors:

1. Location of housing (most tourists prefer central areas or houses located close to transport stops and metro stations);

2. Comfort level:

  • good repair;
  • clean, working plumbing;
  • electrical appliances (TV, washing machine, microwave, electric kettle);
  • air conditioner;
  • often ask about the availability of a double bed;
  • a sofa that can be folded out (this is convenient if a company or family comes over),
  • closet;
  • dishes;
  • The availability of wi-fi is an important factor when renting housing today.

Which apartments are in high demand?

The profitability of a business directly depends on demand. Therefore, it is important to avoid downtime if you want to get more benefits. Therefore, the apartment should be attractive to that category of clients who are willing to rent it daily.

  1. Pay attention to the statistics on the popularity of housing depending on the number of rooms. The most popular are one-room apartments, followed by two-room apartments. A larger number and area may only be of interest to groups of students and out-of-town workers. But these are isolated options that will not be given up often.
  2. Check out the price component of daily rentals:
  • The most willing to rent apartments are in the middle range (1500 - 3500 rubles per day), where there is a decent renovation, normal furniture, plumbing and household appliances.
  • Business-level housing (3,500 - 6,500 rubles per day) is no less popular today. It can be located in central areas, near large office centers or universities. Convenient transport links and proximity to attractions are exactly what tourists need.
  • Luxury apartments (from 6,500 rubles per day), which approximately 15% of tenants can afford.
  • And the rating is completed by economy apartments (up to 1,500 rubles per day), they are chosen by no more than 10% of citizens, since such housing does not have sufficient comfort.

How can an entrepreneur negotiate a sublease with an apartment owner?

When planning a business for daily subletting of an apartment, you need to know that this fact should not be hidden from the apartment owner. It is important to present this information to him correctly in order to convince him that there is nothing wrong with it. How to do it?

  1. You should come to the meeting in a decent manner (neat, in good clothes), otherwise the owner is unlikely to be able to trust you. Communication should be calm and cultural.
  2. You shouldn’t say that the apartment will be rented daily; these words scare the owners; it’s better to say about subletting.
  3. Come up with a legend that different people will live in the apartment. For example, you are relocating guests in our city. Various people come on business trips, to forums and exhibitions, and your company provides accommodation for these guests. You can also add that you have signed contracts with large companies and their employees also come to our city and need to be accommodated.
  4. It is important for the owner that the person moves in for a long period of time, that the apartment remains in good condition and that he pays on time. It is important to put yourself in the shoes of the apartment owner and present based on these points.
  5. Next, you need to emphasize all the advantages of renting an apartment daily from the disadvantages of a married couple or student friends who will rent a house. Explain to the owner:
Pros of daily rentDisadvantages of renting a married couple, etc.
General cleaning is carried out every 5 days, the apartment is maintained in proper condition (cleaning is done after each person)Cleaning is rarely done here, general cleaning is not carried out at all.
The apartment is not heavily depreciated (adhesive wallpaper, buy or repair equipment if it breaks), there is a service departmentIt is heavily depreciated: children draw on wallpaper, animals damage furniture. You'll have to pay money for damaging property.
Rent payment is paid on time, same day, to a card, to a current account or in cash, without delays.There may be constant delays due to various situations: wages were delayed or laid off, etc.
Renting an apartment for a long time with signing a long-term contract for 11 months with extensionVarious unforeseen circumstances: fired - moved to a cheaper place, or students quarreled - moved out.

Tell us about the costs and loss of time when people move out, what is needed again:

  • give advertisements;
  • call real estate agencies;
  • show ride apartment;
  • pay a percentage to realtors;
  • you lose profit due to the downtime of your apartment.

Step-by-step instructions for starting a daily apartment rental business

To start a business, an entrepreneur will need about 25,000 rubles of initial capital: 15,000 (rent) + 5,000 (purchase of necessary things: pillows, bed linen, etc.) + 5,000 (advertising). Possibly less depending on the region.

Follow simple rules:

  1. Find an apartment in good area city, which will most likely be in demand for daily rentals. At the same time, focus on such categories of clients as tourists, business travelers, students, etc.
  2. It is advisable to find an apartment with good repairs, furniture and appliances. If something is missing, you will have to buy more - creating comfortable conditions for customers.
  3. Agree with the owner of the apartment to re-let it to other tenants; the contract must include a sublease clause.
  4. Take high-quality photos of apartments with a wide-format lens, so they will look bigger and more beautiful.
  5. First, submit an ad on the Avito website, describing the advantages of the property as much as possible. Next, you can additionally advertise on online platforms:
  • Booking;
  • Airbnb;
  • Ostrovok.

Moderation of advertisements takes about 2 weeks.

Lifehack: Make the bed yourself with clean linens, thereby increasing service. Some competitors have customers make their own beds.

At the initial stage, one person will be required for cleaning and washing. After 2 apartments work successfully for you, you can think about an individual entrepreneur to serve corporate clients and enter into contracts with large companies.

After expanding your business to 5 apartments or more, you will need a management system - OtelMS. Where it is convenient to monitor the eviction and check-in of clients. Its cost is 2,500 rubles per year for 7 apartments.

And if there is no initial capital, what then? How to start a business in daily apartment rentals without money? Watch the video and find out how you can earn extra money in a really working way.

What documents are required to rent out an apartment?

To formalize the contract, the landlord (lessor) will need the following documents:

  • an extract from the Unified State Register confirming the right to own the apartment;
  • basis for the emergence of the right: transaction agreement, deed of gift, certificate of inheritance, etc.;
  • notarized consent from the property owner;
  • long-term lease agreement and consent of the owner if the apartment is rented out on a sublease basis.
  • for business travelers - cash receipt order in form KO-1.

On the part of the employer (tenant), it is necessary to provide the original and a copy of the passport (pages with photo and registration).

Professional lawyers will help you draw up a legally competent contract - contact a legal consultant.

Contract clauses

Even daily rental must be documented. This is the only way both parties to the transaction can protect themselves. Therefore, it is very important to comply with all legal nuances and to prepare the text, you can contact a competent legal consultant.

The main points of the contract must include:

  • complete and exact description subject of the contract (housing for rent);
  • a certain period of residence;
  • the amount of rent per day and for the entire period;
  • check-in procedure indicating the exact time and check-out from the premises;
  • the rights and obligations of the parties, where all aspects of maintaining order, paying fees and other issues should be specified;
  • liability in case of damage to property, as well as the possibility of applying a fine for late payment;
  • full details of the parties indicating full names, passport details, contact numbers.

It is permissible to introduce additional conditions that do not contradict the law. For example, the landlord has the right to establish the procedure for collection and the amount of compensation in case of unforeseen situations (for example, residents flooded their neighbors below).

Official registration of apartment rental activities

The legislation does not prohibit deriving income from renting out an apartment to an individual without registering as an individual entrepreneur. However, citizens are required to pay tax on any income.

If daily rental housing for rent becomes your permanent business, it would be good to formalize it. Especially when it comes to several real estate properties. For individual entrepreneurs, the advantage will be the opportunity not only to work legally, but also to count the period of activity into the insurance period through the annual payment of insurance contributions to the Pension Fund.

What taxes do you need to pay?

The daily housing rental market is mostly shadow. Citizens receiving income are in no hurry to pay taxes on it. Those who plan to legalize their business should know its size.

1. For individuals— Personal income tax in the amount of 13% on the amount of income received:

  • submit an income statement by April 30, 2019.
  • pay the tax by July 15, 2019.

Example. Let's consider a situation where a citizen rented out an apartment for 2,000 rubles during 2018. per day. As a result, his annual income amounted to 480 thousand rubles, on which he must pay personal income tax in the amount of:

480,000 × 13% = 62,400 rubles.

1. For an individual entrepreneur— it is mandatory to select a taxation system according to which the tax amount will be calculated. This can be only income taxed at a rate of 6%, or income minus expenses at a rate of 15%.

Additionally, for individual entrepreneurs there are mandatory insurance payments to the Pension Fund and Social Insurance Fund, the amount of which does not depend on whether they made a profit in the current year -.

What happens for non-payment of taxes?

Illegal business can cause trouble with the law. You can benefit from this type of business for years and not know any problems, or you can suddenly become involved in a criminal case.

If the tax authorities become aware that you are running your own business and do not pay taxes, then administrative liability will inevitably be imposed in the form of collection of the principal amount of the debt + penalties for the debt and fines.

The worst case scenario would be the initiation of a criminal case under Article 198 of the Criminal Code “Evasion of an individual from paying taxes, fees and (or) an individual paying insurance premiums from paying insurance premiums,” which threatens with a fine of 100 to 300 thousand rubles or imprisonment for a period of up to one year.

Pitfalls when renting apartments by the day

Any business is not without risks. Let's mention a few of them:

1. Safety of property (the apartment itself and everything in it):

  • draw up a competent contract;
  • Once you get promoted, register yourself as an individual entrepreneur, it will be easier to defend your interests in court.

When renting out housing, ask your tenants for a copy of your passport and check it with the original or take a photo of your passport;

2. Problems with neighbors. Try to establish relationships with them, as temporary residents can be quite noisy and this will lead to conflicts. Talk to your neighbors to see how much they are against your plans to rent out the apartment. If peace and quiet is important to them, try to keep tenants away during the holidays;

3. The need to regularly clean after each tenant, wash clothes, and also be ready to adapt to the client’s desire to move in or out even at night.

Mistakes in the daily rental business

We list the most common mistakes:

  1. The apartment is located in an area without demand for daily rent. To do this, you should first analyze the places with maximum demand (this can be done by placing an ad on Avito in the area where you want to rent an apartment and see how many calls there will be).
  2. They recruit a lot of apartments for rent, but in the end it turns out that they do not have the flow of clients as much as we would like. For example, a businessman subleased 2 apartments and saw that there was demand for them. He decided to expand to 5, but demand remained the same. As a result, only 1-2 apartments are occupied, the rest are standing. Therefore, it is necessary to first have a sufficient client base, only then expand.
  3. No attention is paid to marketing. Ads must be placed on all the most popular Internet sites.
  4. No attention is paid to service. The advertisement must be accompanied beautiful photos, the guest needs to be met, told where everything is, and the infrastructure nearby.
  5. The contract with the guest is not signed. The contract must be signed with each guest. There must also be an agreement with the owner, where there is a sublease clause.
  6. Does not have partnerships with colleagues. In every big city There are chats and communities of daily wage earners. Such chats help, if there is a high demand for housing and its actual absence at the moment, it is possible to agree with another colleague about accommodating guests in an apartment that may be available to him. In this case, you can agree with a colleague on a small commission.

Running a short-term rental business is profitable, especially when there are several available apartments. It is important to place the right emphasis on their location and advertising.

Buying real estate is not only a way to save your own savings, but also an opportunity to make money on it by reselling or renting it out. This is one of the liquid and unique assets. There are two main aspects that guide businessmen who invest in real estate: the desire to save their money in the face of inflation and the desire to increase their income by reselling real estate or renting it out.

Pros and cons of renting an apartment

Purchasing housing for the purpose of further renting it out is the most common investment transaction. You won’t be able to make money quickly from such an operation; the average rental income is 3.5-5% per annum of the cost of the apartment. But this is a promising and long-term investment; over time, you can move adult children here or sell it for the purpose of building a country house. Of course, renting out an apartment requires some hassle: you need to constantly look for tenants, maintain the apartment, and make cosmetic repairs.

Before the crisis of 2008-2010. the number of “investment” transactions, subsequently associated with earning income, amounted to approximately a third of all transactions on the Russian market. Gradually their share decreased to 20%, and currently stands at 15%. At the same time, the number of long-term investors who purchase real estate for the future has increased.

The attachment Money in the purchase of real estate is a long-term project, but more reliable than a bank deposit. A bank deposit can be placed at 10-12% per annum in rubles, but you also need to take into account possible risks: There have been quite a few bankrupt banks lately. Banks with a solid reputation offer low interest rates.

How much can you earn by renting out an apartment?

Let's take a look at the table, which clearly demonstrates rental income:

Apartment options Apartment cost Rental income per month, in rubles Rental income per year, in rubles
Room 800 000 7 000 84 000
1 room apartment 1 900 000 14 000 168 000
2-room apartment 2 700 000 18 000 216 000
3-room apartment 3 500 000 22 000 264 000

But in addition to income, there are also fixed expenses - these are: apartment repairs, rent and utility bills (if this is not included in the rent), insurance and income tax.

Apartment options Rent and utility bills per year, in rubles Tax (13% of rent) Redecorating Insurance Total expenses per year
Room 24 000 10 920 6 000 3 200 44 120
1 room apartment 30 000 21 840 12 000 7 600 71 440
2-room apartment 42 000 28 080 24 000 10 800 104 800
3-room apartment 60 000 34 320 36 000 14 000 144 320

The profitability and payback period are affected by the size of the initial investment in real estate, repairs, as well as distance from transport hubs. The payback period for apartments purchased with your own money is more than 10 years, and those taken on a mortgage are even longer. From a one-room apartment you can receive up to 96 thousand rubles per month.

Apartment options Cost of the apartment, in rubles Net income, in rubles Income in %
Room 800 000 39 880 4,98%
1 room apartment 1 900 000 96 560 5,08%
2-room apartment 2 700 000 111 120 3,88%
3-room apartment 3 500 000 119 680 3,42%

Place matters

Tenants, and especially foreigners, are not interested in the historical location of the apartment, but in good transport links and the availability of the necessary services. If you don’t have the funds to buy an apartment in Moscow, then you can start buying an apartment in the Moscow region. The rental income from such an apartment will be 10-15% lower than in the capital, but 50% less money will be spent on purchasing the apartment.

The price of an apartment and, accordingly, the cost of rent for housing located near metro stations and railway stations. It is worth monitoring the construction of new metro lines and purchasing apartments there for rent. In Moscow, apartments in areas outside the Moscow Ring Road, where the metro arrives, are rising sharply in price. For example, in Mytishchi, the cost of buying and renting housing has increased by 30%.

Without losing, there will also be the option of purchasing housing in areas close to airports. At not so high costs, such apartments bring a stable income.

New building or secondary construction - what to choose?

When purchasing housing for subsequent rental, you need to consider two things: how long it will take to pay back the investment, and how much the housing will cost in the future. If you put the issue of return on funds to the fore, then you need to buy housing that is old.

Most of the offers on the apartment market are apartments of old construction. And the demand for them is quite high; renting an apartment at a lower price is more profitable than paying for renting an apartment. Although there is also a demand for them, some want to live in newly built houses and apartments filled with modern furniture and appliances.

Apartments in a new building are more expensive, so their payback period will be longer. But at the same time, rent in a new building will cost more. If an apartment is purchased on the primary market, it is recommended to buy it from a large developer who has experience in commercial development, as well as joint mortgage lending programs with state banks. The developer sells apartments in accordance with federal law FZ-214.

So, you have purchased an apartment and you have decided to renovate it. One of the main mistakes landlords make is to renovate an economy-class apartment with a business-class renovation. Believe me, tenants will not appreciate this, and you will spend quite a lot of money. Business class apartments are another matter; they must be equipped with expensive furniture and designer renovations must be carried out here.

Apartments for daily rent

Another type of income is renting out apartments on a daily basis. Such services are used by business travelers and tourists who do not want to overpay for hotels. The most in demand are middle class apartments, the cost per day ranges from 1.5-3.5 thousand rubles. The rental of this housing accounts for an average of 50%% of the total rental volume. The next most popular apartments are luxury apartments, the rental cost of which is 3.5-6.3 thousand rubles per month.

Of course, this business, like any other, has its negative aspects; the apartment may remain idle for some time. But during the autumn-spring period, and especially in holidays, middle class real estate is 100% occupied, and the rental price these days doubles.

What documents are needed to rent out an apartment?

After purchasing a home and carrying out renovation work, the apartment must be insured. We draw up a full insurance contract: we insure the walls, interior decoration, property located in the apartment, and, of course, civil liability (arson and fires due to the fault of the residents). For apartments that are rented out, an increased coefficient of 50% is applied. For example, for an apartment on the outskirts of the capital, valued at 7.5 million rubles, the insurance payment will be 15 thousand rubles.

If you rent out an apartment yourself, you must:

  1. Obtain consent from all its owners and registered persons to rent out the apartment.
  2. Place an ad and start looking for a tenant.
  3. The agreement must be concluded for a period of 11 months, in which it is necessary to indicate:
  • all persons who will live in the apartment (make copies of all passports);
  • how will it be paid rent monthly or quarterly;
  • who will pay utility bills (electricity, water, etc.);
  • rules for using electrical appliances;
  • when the landlord can visit the apartment, etc.

Those who appreciate time can contact a law firm to draw up a lease agreement; this service will cost you 2 thousand rubles.

  1. Draw up an act of transferring the apartment, which indicates all the defects at the time of conclusion of the contract.
  2. Write receipts in which the landlord indicates that he received the money, and the tenant that he received the keys.

If your housing is municipal, then the Moscow government requires you to register it with the State Unitary Enterprise. To do this, you need to contact the “Moscow City Center for Rental Housing”, here you need to bring: an application, the consent of all owners to rent out the apartment, an extract from the personal account or house register, a social tenancy agreement. The cost of the center staff service will cost you 1,600 rubles. After registration, the agreement will be registered with the State Unitary Enterprise.

So, in this article we tried to highlight all the pros and cons of renting out an apartment, which apartments are better to buy for rent, in which areas, we also indicated that this business is a long-term project and its payback occurs in a few years, but the project reliable and liquid, since no matter what the rent and rental demand are, you still have a liquid asset that you can use for your own purposes or sell it.

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